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Financing Options

Helpful information on financing or leasing your new Subaru.

Subaru Motors Finance

Chase provides auto financing and leasing to Subaru customers through the Subaru Motors Finance program. Whether you choose to finance a new or pre-owned Subaru or lease a new Subaru, we offer you several distinct advantages:

  • Competitive finance or lease options.
  • One-stop shopping through your local Subaru retailer.
  • Flexible payment options.
  • Paperless statements that are convenient, secure and eco-friendly.
  • Experienced, professional customer service.
  • 24-hour account information online

Finance vs. Lease

Not sure whether to own your new Subaru or lease it? Here are the benefits of both options, such as lower payments, customization or trade-in value.

Finance Benefits Lease Benefits
  • Pay to own your new car, not just to use it for a few years. After your final payment is made, you can drive your Subaru for years to come. It's all yours.
  • Drive an unlimited number of miles— especially important if you typically drive more than 12,000 to 15,000 miles per year.
  • Modify or repaint the car, or install custom equipment, as you see fit.
  • Enjoy the full benefit of your car's trade-in or resale value.
  • Potentially pay less per month. Monthly lease payments are usually lower than monthly loan payments for the same term, because you are paying only for the vehicle's expected depreciation during the lease term.
  • Enjoy driving a new car more frequently.
  • Have options at the end of your lease – including leasing another new Subaru or buying the one you've grown to love. If you decide to buy the car at lease-end, you will get a no-hassle preset purchase price.
  • Minimize repair costs. Many people lease for the length of time the manufacturer's warranty is in effect. That way, most repairs are typically covered.

Questions and Answers

Special Programs

Subaru Motors Finance and Subaru of America also offer Special Financing Programs including Certified Pre-Owned, Owner Loyalty, College Grad, and Military Discount. Visit the Special offers Page for more details.

Learn more
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Apply for Financing

Acess your Subaru Motors Finance account to set up automatic payments and alerst, go paperless, view your statements online and more.

Apply for Financing

Already financing a Subaru with us?

Access your Subaru Motors Finance account to set up automatic payments and alerts, go paperless, view your statements online and more.


^ The tradename "Subaru Motors Finance" and the Subaru logo are owned / licensed by Subaru of America, Inc. and are licensed to Chase Bank USA, N.A. ("Chase USA") and JPMorgan Chase Bank, N.A. ("Chase"). Retail / Loan accounts are owned by either Chase or Chase USA and lease accounts are owned by Chase.