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Financing Options

Helpful information on financing or leasing your new Subaru.

Finance vs. Lease

Not sure whether to own your new Subaru or lease it? Here are the benefits of both options.

Finance Benefits Lease Benefits
  • Pay to own your new car, not just to use it for a few years. After your final payment is made, you can drive your Subaru for years to come. It's all yours.
  • Drive an unlimited number of miles— especially important if you typically drive more than 12,000 to 15,000 miles per year.
  • Modify or repaint the car, or install custom equipment, as you see fit.
  • Enjoy the full benefit of your car's trade-in or resale value.
  • Potentially pay less per month. Monthly lease payments are usually lower than monthly loan payments for the same term, because your monthly payment includes the vehicle's expected depreciation only during the lease term.
  • Enjoy driving a new car more frequently.
  • Have options at the end of your lease – including leasing another new Subaru or buying the one you've grown to love. If you decide to buy the car at lease-end, you will get a no-hassle preset purchase price.
  • Minimize repair costs. Many people lease for the length of time the manufacturer's warranty is in effect. That way, most repairs are typically covered.

Questions and Answers

Subaru Motors Finance

JPMorgan Chase Bank, N.A. (“Chase”) provides auto financing and leasing to Subaru customers through the Subaru Motors Finance (SMF) program. Whether you choose to finance a new or pre-owned Subaru, or lease a new one, we offer you several distinct advantages with the SMF program available through your Subaru retailer:

  • Competitive finance or lease options.
  • One-stop shopping through your local Subaru retailer.
  • Flexible payment options.
  • Paperless statements that are convenient, secure and eco-friendly.
  • Experienced, professional customer service representatives.
  • Access to account information when you want, where you want.

Already financing a Subaru with Subaru Motors Finance?

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Access your SMF account to set up automatic payments and alerts, go paperless, view your statements online and more.

Visit SubaruMotorsFinance.com

Subaru Retailer Certifications

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Stellar Performer Retailer Certification

New or used, buying or leasing, parts or service, a Stellar Performer Certified Dealership sets a new standard in Customer Service. The goal is an exceptional dealer experience with every visit and a customer who is satisfied with the service provided.

Dealerships must adhere to a rigorous review of their operations by an impartial third party and fulfill our established standards to qualify for this distinction. This process ensures that the dealers achieve high measurable results in the eyes of their customers.

When you visit a Stellar Performer Certified dealership, you can be assured you'll receive the best customer care possible!

SPT Retailer Certification

SPT (Subaru Performance Tuning) Authorized Retailers maintain an inventory of genuine Subaru Performance Parts, are knowledgeable about their use, and are able to fulfill your order over the Internet.

Certified Pre-Owned Retailer

When you buy a Certified Pre-Owned Subaru, you're making the right choice. You can be confident that your vehicle has been fully checked, approved and certified by Subaru. You have the security of a rigorous 152-point inspection and a CARFAX Vehicle History Report. And you enjoy the value of added coverage that stays with you for many miles ahead, all at a great price!

^ The tradename “Subaru Motors Finance” and the Subaru logo are owned / licensed by Subaru of America, Inc. and are licensed to Chase. Retail / Loan and lease accounts are owned by Chase.