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Financing Options

Helpful information on financing or leasing your new Subaru.

Subaru Motors Finance

Chase provides auto financing and leasing to Subaru customers through the Subaru Motors Finance program. Whether you choose to finance a new or pre-owned Subaru or lease a new Subaru, we offer you several distinct advantages:

  • Competitive finance or lease options.
  • One-stop shopping through your local Subaru retailer.
  • Flexible payment options.
  • Paperless statements that are convenient, secure and eco-friendly.
  • Experienced, professional customer service.
  • 24-hour account information online

Finance vs. Lease

Not sure whether to own your new Subaru or lease it? Here are the benefits of both options, such as lower payments, customization or trade-in value.

Finance Benefits Lease Benefits
  • Pay to own your new car, not just to use it for a few years. After your final payment is made, you can drive your Subaru for years to come. It's all yours.
  • Drive an unlimited number of miles— especially important if you typically drive more than 12,000 to 15,000 miles per year.
  • Modify or repaint the car, or install custom equipment, as you see fit.
  • Enjoy the full benefit of your car's trade-in or resale value.
  • Potentially pay less per month. Monthly lease payments are usually lower than monthly loan payments for the same term, because you are paying only for the vehicle's expected depreciation during the lease term.
  • Enjoy driving a new car more frequently.
  • Have options at the end of your lease – including leasing another new Subaru or buying the one you've grown to love. If you decide to buy the car at lease-end, you will get a no-hassle preset purchase price.
  • Minimize repair costs. Many people lease for the length of time the manufacturer's warranty is in effect. That way, most repairs are typically covered.

Questions and Answers

Special Programs

Subaru Motors Finance and Subaru of America also offer Special Financing Programs including Certified Pre-Owned, Owner Loyalty, and College Grad. Visit the Special Offers page for more details.

Learn more

Already financing a Subaru with us?

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Access your Subaru Motors Finance account to set up automatic payments and alerts, go paperless, view your statements online and more.

Visit SubaruMotorsFinance.com

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Subaru Dealer Certifications

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Stellar Performer Dealer Certification

New or used, buying or leasing, parts or service, a Stellar Performer Certified Dealership sets a new standard in Customer Service. The goal is an exceptional dealer experience with every visit and a customer who is satisfied with the service provided.

Dealerships must adhere to a rigorous review of their operations by an impartial third party and fulfill our established standards to qualify for this distinction. This process ensures that the dealers achieve high measurable results in the eyes of their customers.

When you visit a Stellar Performer Certified dealership, you can be assured you'll receive the best customer care possible!

SPT Dealer Certification

SPT (Subaru Performance Tuning) Authorized Dealers maintain an inventory of genuine Subaru Performance Parts, are knowledgeable about their use, and are able to fulfill your order over the Internet.

Certified Pre-Owned Dealer

When you buy a Certified Pre-Owned Subaru, you're making the right choice. You can be confident that your vehicle has been fully checked, approved and certified by Subaru. You have the security of a rigorous 152-point inspection and a CARFAX Vehicle History Report. And you enjoy the value of added coverage that stays with you for many miles ahead, all at a great price!

Find Local Special Offers

Enter ZIP to Find Local Dealers & Local Specials.

^ The tradename "Subaru Motors Finance" and the Subaru logo are owned / licensed by Subaru of America, Inc. and are licensed to Chase Bank USA, N.A. ("Chase USA") and JPMorgan Chase Bank, N.A. ("Chase"). Retail / Loan accounts are owned by either Chase or Chase USA and lease accounts are owned by Chase.